This, right here. Listen. Tell your friends.
It probably won't make any difference, just as reading/watching The Big Short, which you should do, probably won't make any difference. It feels hopeless, but the show on Reveal touches on what The Big Short (movie version, anyway) doesn't: Race.
Regulations exist to help slow down rich people from abusing others and the greater good that their wealth almost necessarily entails. "All have fallen short"(I know and believe it), but why is it always rich people and people in power who wish for fewer rules on their freedom to do what they want in order to increase their wealth and power?